Is There Money Waiting for You From a Past Foreclosure or Tax Sale?

When a home is sold at a foreclosure or tax deed auction for more than what was owed, the leftover money — called a surplus or overage — is supposed to go back to the former owner. Most people never find out it exists, and if it isn’t claimed in time, the government keeps it instead — so the sooner we get your claim filed, the better your chances of recovering what’s yours. Steward Fund Recovery helps you find out if you’re owed money, and helps you claim it.

Call (904) 676-0398 or email claims@stewardfundrecovery.com — there’s no cost and no obligation to find out.

One thing we won’t bury in fine print: if there are outstanding liens on the property — a second mortgage, an HOA lien, a judgment — those typically get paid out of the surplus first, so your payout can be less than the full amount. Here’s the kicker, though: that only happens because you claimed it. If the government just keeps an unclaimed surplus instead, those same liens usually never get paid at all.

How It Works, In Short

• We identify surplus funds sitting with county clerks and courts from foreclosure and tax deed sales.
• We locate the rightful former owner — that may be you.
• We handle the paperwork and file the claim on your behalf.
• You get paid once the county or court releases the funds. There’s no cost to you unless we recover money for you.

Why Steward Fund Recovery

The name isn’t an accident. A steward is someone entrusted to look after something valuable that belongs to someone else until it gets back to them — and that’s exactly the role we’ve taken on. Every surplus we track down sits in our care for only as long as it takes to put it back where it belongs: in your hands, not a government ledger. Finding the money is only half the job. We take real pride in the other half — seeing it all the way home.

We’re not a law firm, and we’re not here to pressure anyone. If we’ve reached out to you, it’s because our records show you may be owed money you don’t know about. You’re always free to look into this yourself at no cost — we’ll tell you how on our FAQ page. If you’d rather have someone else research the records, verify the deadlines, file all the paperwork, and deal with the courts and attorneys on your behalf, that’s what we do.